LegalAI[Space]

Know what changed, which policy it touches, and what you are going to say about it.

Turn on the watch for your sector, let the register do the reading, and diff the policy against the rule that actually changed.

Compliance and regulatory

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Horizon Scanning · Calder & Finch regulatory radarevery weekday at 7am
DevelopmentMaterialityDeadline
Scanning…
A Horizon Scanning register: materiality, deadline and owner against every development that matters.

Before

An FCA policy statement affecting a client like Meridian Retail's Consumer Duty and BNPL position lands on a Thursday, and whether you know about it on Friday or in March decides whether the remediation is proactive or reactive.

The firm knew about the consultation in November, produced a note in December, and by the time the policy statement lands nobody can find either document.

When the regulator asks how you formed your view, 'we read it at the time' is not evidence. The SRA's thematic review of compliance officers says so in England and Wales, and regulators elsewhere are asking the same question.

After

Horizon Scanning watches the FCA, the PRA and HM Treasury on a schedule, and a deterministic collector deduplicates against the register, so the team only ever sees what is genuinely new.

The Compliance & Regulatory Agent diffs the FCA Handbook against the client's policies and states which ones need work and which are already compliant, on a Consumer Duty and BNPL matter or any other.

Prepare for Regulator Response answers exactly what was asked, in the order asked, with a numbered chronology and the specific rules engaged, no speculation and no advocacy.

A compliance officer presenting a risk register to an executive committee.

01

Grounded on the matter

Link a Horizon development to the client's matter and the Consumer Duty question is there the next time the file opens, with the FCA Handbook provision it relates to attached rather than a commentary piece about it.

See how matters work
Matters · Project Halcyon · SPA warranties and disclosureOpen

Project Halcyon: SPA warranties and disclosure

Buy-side warranty review, disclosure analysis and cited due-diligence grid.

Client
Halcyon Bidco Ltd
Reference
WC-2026-0412
Practice area
Corporate / M&A
Jurisdiction
England and Wales
Responsible partner
E. Vance
No conflict check on file.

Chat, on this matter

Compare warranties with the disclosure letter.

Three high-priority exceptions require action: the unregistered charge, the change-of-control right and the tribunal claim.

Send a message… (@ to mention tools)BalancedPrepare for
  1. 25 Aug

    Disclosure exceptions matrix

    Chat

  2. 21 Aug

    Disclosure exceptions matrix

    Run · completed · 560 credits

  3. 18 Aug

    Project Halcyon: Disclosure Letter

    Document · indexed

  4. 16 Aug

    Project Halcyon: Share Purchase Agreement

    Document · indexed

  5. 4 Aug

    Matter opened

    Opened

A regulatory development linked to a client matter, waiting the next time the file opens.

02

A memo, not a chat

The Compliance & Regulatory Agent's diff comes back as a policy-by-policy list: which one the change touches, whether the client is compliant today, and what needs updating, not a paragraph of general reassurance.

See the review grid
Document Review · Hartwell matter · contract screen0/12 filled
DocumentParties and effective dateTEXTTerm and renewalTEXTLimitation of liabilityTEXTGoverning lawTEXT
nda-hartwell-meridian.txt
saas-agreement-northgate.txt
board-minutes-hartwell.txt
A rule-by-rule diff against the client's policy library, gap and remediation owner named.

03

Verified, then shareable

The Regulator Retrieval sub-agent fetches the FCA Handbook and the PRA Rulebook directly, preserving the regulator's own taxonomy and returning rule text verbatim with effective dates, checked before the response is drafted. Export the register as a spreadsheet for the client's compliance committee.

See how verification works
Authorities · 14 · Where we looked
#ReferenceVerdict
1

Tillman v Egon Zehnder Ltd

[2019] UKSC 32		not yet checked
2

Working Time Regulations 1998

SI 1998/1833, regs 4 to 5, 10 to 14		not yet checked
3

Coppage v Safety Net Security Ltd

[2013] EWCA Civ 1176		not yet checked
4

UK GDPR, Articles 6 and 9

Retained Regulation (EU) 2016/679		not yet checked
5

Employment Rights Act 1996, s 1

c 18		not yet checked
6

Harlow v Artemis International

[2008] EWHC 1126 (QB)		not yet checked
Handbook rule text, fetched and dated, before the regulator response relies on it.

Named, not generic.

Each agent is built for one kind of work, carries its own protocols and returns the same six-tab run. These are the ones this desk reaches for.

What a run costs.

The prebuilt Horizon Scanning packs run on every plan; custom watches and cited memos are metered in credits and shown against the matter that owns them.

See pricing

What you will say before you try it.

We cannot read every FCA, PRA, ICO and CMA feed every week.
A deterministic collector reads the configured feeds on a schedule and deduplicates every entry against the firm's register, so the agent only ever sees what is genuinely new, and materiality bands mean the team reads four items rather than nineteen.
See how matters work
Can we prove to the regulator how we formed our view?
The audit and compliance register covers runs, verification results, sharing and conflict checks, exportable as a spreadsheet or printable as an audit bundle carrying a content digest. That is not a certificate and we do not call it one.
See the audit register
A Consumer Duty note has to cite the actual Handbook rule.
Rule text is fetched from the FCA Handbook itself and returned verbatim with an effective date, not paraphrased from a summary. The response format leaves no room for characterising the regulator's position.
See how verification works

Nearby desks.

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Turn on the watch on your own regulators.

No card. Turn on your sector's source pack and read next Friday's digest.

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