LegalAI[Space]

Regulatory and compliance · Compliance officer, marketing lead, in-house regulatory counsel

Check a financial promotion before it is approved

An investment platform has a campaign of eleven pieces going live in a fortnight, spanning email, social posts and a landing page. The check runs each item against the promotion rules and marks the four that cannot go out as drafted.

First draft
An item-by-item assessment across the campaign comes back from one run, before the go-live date.

The problem

Marketing teams write for engagement and the rules require balance, which produces an argument every quarter. A social post that names a return without the corresponding risk, or a landing page where the risk warning sits below the fold, fails on presentation rather than on content, and a general answer about being fair and clear does not tell anyone what to change.
  1. Step 01 of 05

    Load the campaign

    All eleven items are uploaded, along with the platform's approval policy and the target audience note from the marketing team.

    Matters · Project Halcyon · SPA warranties and disclosureOpen

    Project Halcyon: SPA warranties and disclosure

    Buy-side warranty review, disclosure analysis and cited due-diligence grid.

    Client
    Halcyon Bidco Ltd
    Reference
    WC-2026-0412
    Practice area
    Corporate / M&A
    Jurisdiction
    England and Wales
    Responsible partner
    E. Vance
    No conflict check on file.

    Chat, on this matter

    Compare warranties with the disclosure letter.

    Three high-priority exceptions require action: the unregistered charge, the change-of-control right and the tribunal claim.

    Send a message… (@ to mention tools)BalancedPrepare for
    1. 25 Aug

      Disclosure exceptions matrix

      Chat

    2. 21 Aug

      Disclosure exceptions matrix

      Run · completed · 560 credits

    3. 18 Aug

      Project Halcyon: Disclosure Letter

      Document · indexed

    4. 16 Aug

      Project Halcyon: Share Purchase Agreement

      Document · indexed

    5. 4 Aug

      Matter opened

      Opened

  2. Step 02 of 05

    Build the assessment columns

    Columns cover whether the item is a promotion at all, the audience, balance of benefit and risk, prominence of warnings, past performance wording and the record of approval.

    Document Review · Hartwell matter · contract screen0/12 filled
    DocumentParties and effective dateTEXTTerm and renewalTEXTLimitation of liabilityTEXTGoverning lawTEXT
    nda-hartwell-meridian.txt
    saas-agreement-northgate.txt
    board-minutes-hartwell.txt
  3. Step 03 of 05

    Run the campaign through the grid

    Each item is answered against every column with the wording quoted, so a failure points at the sentence that causes it rather than at the item as a whole.

    Document Review · Hartwell matter · contract screen0/12 filled
    DocumentParties and effective dateTEXTTerm and renewalTEXTLimitation of liabilityTEXTGoverning lawTEXT
    nda-hartwell-meridian.txt
    saas-agreement-northgate.txt
    board-minutes-hartwell.txt
  4. Step 04 of 05

    Read the four failures

    Two social posts state a return without balancing risk, one email uses past performance without the required wording, and the landing page places the warning below the visible area.

    Document Review · Hartwell matter · contract screen0/12 filled
    DocumentParties and effective dateTEXTTerm and renewalTEXTLimitation of liabilityTEXTGoverning lawTEXT
    nda-hartwell-meridian.txt
    saas-agreement-northgate.txt
    board-minutes-hartwell.txt
  5. Step 05 of 05

    Give marketing the fixes

    Each failure comes back with replacement wording and, for the landing page, a placement instruction the designer can act on.

    Agents · Contract Agent · Employment Contract Compliance ReviewCompleted
    • Replace the UK/Ireland/EU non-compete with a 3 to 6 month restriction tied to competing corporate-law work.

    • Replace blanket data consent with a lawful-basis clause and a separate monitoring notice.

    • Remove the five-day carry-over cap and reference the statutory carry-over rules.

    • Narrow the client non-solicit to clients dealt with in the final 12 months.

    • Add an explicit working-time opt-out withdrawal mechanism.

    • Confirm the bonus clause states the discretion is exercised in good faith.

What comes back

A document, not a transcript.

  • Every item assessed against the same columns, with the offending sentence quoted where an item fails.
  • Replacement wording for each of the four items that cannot go out as drafted.
  • A placement instruction for the landing page warning, written for the designer rather than the lawyer.
  • A note on the approval record the firm needs to keep for each item once it is signed off.

Authorities it checks

  • Financial Services and Markets Act 2000, s 21
  • FCA Handbook, COBS 4
Every source it may cite

What it does not do

  • It does not approve a financial promotion. Approval is an authorised person's act and stays with them.
  • It does not assess whether the underlying product is suitable for the audience described.
  • It does not publish, schedule or withdraw any item.

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