Your renewal has a date. Your evidence should too.
Professional indemnity renewal is where a firm's risk gets priced, and proposal forms are increasingly asking how the firm governs AI. The firms that answer with records rather than intentions are the ones for whom the form stays a form.
COLP dashboard
All tools
AI outputs governed
312
last 30 days
Citation pass rate
94%
up 3 points
Fabrications caught
17
4 from external tools
Open flags
3
1 blocking
Worklist, needs a decision
Fabricated authority in an external tool's output
Information-barrier warning on a draft
Three citations we could not auto-confirm
Data protection review due on a register item
By tool, pass rate and volume
LegalAI Space agents
An AI assistant
A general-purpose copilot
Unattributed
- Which AI tools were used, on what, and by whom, across the whole firm.
- What proportion of AI-assisted citations verified, and what was caught before it went out.
- Who signed each output off, recorded at the moment they did it.
Why Now
Why insurers are asking about AI this year.
Professional indemnity is where a firm's risk gets priced. AI has changed that risk, and the questions are catching up.
AI changes the risk being priced
An insurer prices the likelihood of a claim. Ungoverned AI raises it: fabricated authority, unsupervised output and confidentiality slips are new routes to a negligence claim. Proposal questions are being adjusted accordingly.
The cases are already in the record
In Ayinde v London Borough of Haringey and Al-Haroun v Qatar National Bank, handed down on 6 June 2025, the Divisional Court addressed fabricated authorities in court filings and referred individuals to their regulators. Reported cases are data points an underwriter can read as easily as you can.
The conversation is unavoidable
SRA-regulated firms must carry professional indemnity cover on the SRA's Minimum Terms and Conditions, so renewal happens whether or not the firm is ready for the AI questions. That makes evidence a commercial advantage rather than only a compliance one.
The timing
Renewal is a deadline, and evidence is not something you can start in September.
The AI questions arrive with the proposal form. The records that answer them have to already exist.
Most firms still renew on 1 October
It is no longer a compulsory common renewal date, and firms may agree a different one with their broker. Very few did. For most firms the AI questions land in the weeks before the autumn renewal.
Evidence takes longer to build than a form takes to fill
A proposal form is a few hours of work. The records behind an honest answer are either already accumulating or they are not. That is the part that cannot be done the week before.
If cover is not secured in time
An existing policy provides an extended policy period rather than leaving the firm immediately uncovered, but it is not a position any COLP wants to explain to the board.
On The Proposal Form
The questions to expect
AI questions are appearing on PI proposal forms the way cyber questions did a decade ago. These are the ones a firm should be ready to answer with evidence.
Does your firm use AI tools in the delivery of legal services?
Which tools, and for what kinds of work?
Do you have an AI policy, and how is it enforced?
Who supervises AI-assisted output before it reaches a client?
How do you verify that AI output is accurate?
What records do you keep of AI use, and could you produce them?
Answer With Evidence
The evidence pack that answers all of it.
Governed AI produces the answers to those questions as a by-product of doing the work, so renewal becomes form-filling rather than fact-finding.
A record of every AI-assisted matter
Which tool, who ran it, what was verified, and who supervised it, logged automatically as work happens rather than reconstructed at renewal.
Verification you can show
Every citation checked against its primary source, with the pass/fail result on the record. Evidence that AI output was not taken on trust.
A PI insurer evidence pack
A one-click bundle mapping your AI governance to the questions an insurer asks, so the proposal form stays a form rather than an investigation.
Further Reading
AI, PI insurance and the governance behind it
Start with the full article on what your insurer is about to ask, then the SRA and governance reading that builds the evidence.
The founder
Built by someone who had to stand behind the system.
LegalAI Space is the work of a founder who spent a decade shipping infrastructure that enterprises had to trust, now turned on the part of legal AI that matters most: governance.
She started LegalAI Space because legal AI had inherited the speed of enterprise infrastructure and none of its accountability.
Daman spent a decade building cloud and AI infrastructure for large enterprises at Microsoft and HPE. The question there was never only “does it run?” but “can you stand behind it?”
Firms were being asked to trust output they could not trace. Her focus is the layer that closes the gap: the rules, the verification, and the record that let a partner sign off with confidence.
Engineering, BITS Pilani · Executive product management, IIM Lucknow
AI and PI insurance questions
How verification, governance, and the agents work inside an SRA-regulated firm.
Still have questions? Talk to the founderWalk into your next renewal with the evidence already there.
Start with the free readiness check, which tells you which of the proposal-form questions your firm could answer from records today, and which would need reconstructing.